If you are unsure what the right insurance product for you is, allow us to help you. Fidelity is an insurance specialist company that is dedicated to providing insurance policies that can be customized to your needs. The Rapid Decision Term Policy is one of our most popular choices. We offer Accelerated Death Benefit, Return of Premium and Waiver of Premium riders. We can also provide Dependant Child and Accidental Death coverage, which can be added to the policy. The Accelerated Death Benefit helps policy holders to stay ahead of medical expenses. It can be paid as a lump sum payment or as instalments, and in the case of the policy holder passing away the beneficiary will receive the balance of the insurance pay-out. Speak to one of our insurance specialists for more detail on our policies and how they can benefit from the best insurance rates on the market.