A life insurance plan that suits your needs can be very advantageous. As a specialist insurance company we can help you decide which plan is best for you. The simplified whole life benefit offers the broadest coverage and as long as you are healthy, it is the best option. For people who suffer from a condition or health problem the simplified whole life graded benefit will apply, as there is a less strict approval process involved. Our company can help you choose the right plan for the best possible protection at the best insurance rates.